Medical Billing and Coding Specialist Salary in Copperas Cove, TX: $25,876 (2026)
Quick Answer:A full-time medical billing and coding specialist in Copperas Cove, TX earns a median $25,876/year (≈ $12.44/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Copperas Cove's price level (4% below national, BEA RPP 96.0), that paycheck buys what $26,954 would nationally. Nominal pay sits 3.3% below the Texas state average.
Based on BLS state-level estimates · View source

In 2026, the medical billing and coding specialist salary in Copperas Cove, TX is projected to reach a median annual amount of $25,876. This figure, while reflective of the local market, falls below the national median of $30,349, highlighting a significant regional disparity. Salaries in Copperas Cove range from $20,323 at the 10th percentile to $40,107 at the 90th percentile, revealing a wide disparity in pay that may be influenced by various factors such as experience, certifications, and specialization. These estimates come from BLS state-level data and include adjustments for the local cost of living. With increasing remote work opportunities, Copperas Cove's medical billing and coding specialists are witnessing a shift in the competitive landscape, allowing them to consider positions beyond the immediate geographic area.
About the Copperas Cove Market
Salary estimated from Texas average ($50,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $20,323 | $9.77 |
| Lower Range (P25) | $22,326 | $10.73 |
| Median (P50)(typical) | $25,876 | $12.44 |
| Upper Range (P75) | $32,722 | $15.74 |
| Top Earners (P90) | $40,107 | $19.29 |
Median Salary Position
14.74% below the national average
2026 Salary Percentile Distribution in Copperas Cove
In Copperas Cove, TX, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $19,784 (2026 est.). At $25,876, the local median is 14.74% below the national median of $30,349.
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At 40 hours/week in Copperas Cove: You'd be in the lower-middle range
How Copperas Cove Medical Billing and Coding Specialist Pay Compares
Copperas Cove median: $25,876/year (2026)
| Compared To | Median Salary | Copperas Cove Pays |
|---|---|---|
| Texas Average | $26,759 | -3.30% less |
| National Average | $30,349 | -14.74% less |
Medical Billing and Coding Specialists in Copperas Cove, TX earn a median of $25,876 per year (2026 est.), which is 14.74% lower than the national median of $30,349 and 3.30% below the Texas state average of $26,759.
Cost-of-Living Adjusted Salary
Copperas Cove has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Copperas Cove, TX has a cost-of-living index of 96 (below the national average of 100). A medical billing and coding specialist earning $25,876 nominally has purchasing power equivalent to $26,954 in an average-cost city — an effective 4.17% boost.
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2021 BLS Actual
$23,074
2025 BLS Actual
$25,289
2026 Current Est.
$25,876
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Copperas Cove (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $23,074 | Actual |
| 2022 | $23,331 | Actual |
| 2023 | $24,122 | Actual |
| 2024 | $46,405 | Actual |
| 2025 | $25,289 | Actual |
| 2026(current) | $25,876 | Estimated |
| 2027 | $26,476 | Projected |
Based on 5 years of BLS OEWS data for the Copperas Cove metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $23,074 (2021) to $25,289 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $26,476 by 2027 — a total increase of $3,402 (14.74%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Copperas Cove metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $20,323 – $22,326 |
| 3-5 years (Mid Career) | $22,326 – $25,876 |
| 5+ years (Experienced) | $25,876 – $32,722 |
| 10+ years (Top Earner) | $32,722 – $40,107 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Copperas Cove
As of now, there are only seven medical billing and coding specialists employed in Copperas Cove, indicating a relatively small local workforce. The cost of living index stands at 96, meaning that living expenses are slightly lower than the national average. The most competitive salaries for medical billing and coding professionals tend to come from physician group practice coding offices, hospital inpatient coding departments, and third-party coding companies offering remote roles. Variations in pay within the community are driven by several factors, including specialty training, credential stacking, and the potential for productivity bonuses linked to the number of charts coded per hour. To maximize earning potential in this market, professionals might consider attaining multiple certifications, such as those from AAPC or AHIMA, and pursuing specializations in high-demand areas like risk adjustment or HCC coding, which are rapidly growing fields within the industry. Knowledge and adaptability to the evolving coding standards, including ICD-10-CM and CPT updates, will also boost competitive advantage for those seeking to elevate their medical billing and coding specialist pay in Copperas Cove, TX.
More salary data for Copperas Cove, TX:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $25,289 for medical billing and coding specialistsin the Copperas Cove metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Copperas Cove is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov