Medical Billing Salary

Medical Billing and Coding Specialist Salary in Garner, NC: $26,963 (2026)

Quick Answer:A full-time medical billing and coding specialist in Garner, NC earns a median $26,963/year (≈ $12.96/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Garner's price level (6% below national, BEA RPP 93.6), that paycheck buys what $28,807 would nationally. Nominal pay sits 4.1% below the North Carolina state average.

$26,963
Median Annual Salary
$12.96/hr
Median Hourly Rate
$20,722
Entry Level (P10)
$41,794
Top Earners (P90)

Based on BLS state-level estimates · View source

Medical Billing and Coding Specialist Salary in Garner, NC — 2026 est., based on 2025 BLS
Garner, NC medical billing and coding specialist salary overview (2026 est., based on 2025 BLS)

In Garner, North Carolina, the projected median annual salary for a medical billing and coding specialist in 2026 is $26,963, reflecting the increasing adaptability of this profession amid a predominantly remote work environment. With salaries ranging from $20,722 at the 10th percentile to $41,794 at the 90th percentile, it's evident that the local job market provides various earning potential depending on experience and specialization. These figures, shaped by state-level data and adjusted for regional price variations, reveal the unique compensation landscape in Garner compared to national averages, where specialists earn a median of $30,349. As the demand for skilled professionals persists, the medical billing and coding sector in Garner is poised for gradual growth.

About the Garner Market

Salary estimated from North Carolina average ($46,000) adjusted for local cost of living.

Salary Breakdown

PercentileAnnualHourly
Entry Level (P10)$20,722$9.97
Lower Range (P25)$23,611$11.35
Median (P50)(typical)$26,963$12.96
Upper Range (P75)$34,434$16.56
Top Earners (P90)$41,794$20.10

Median Salary Position

$20,722$41,794
City Median: $26,963
National: $30,349
P10–P90 Range

11.16% below the national average

2026 Salary Percentile Distribution in Garner

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Garner. The median salary is $26,963, compared to the national median of $30,349.$18.6K$25.0K$31.3K$37.6K$43.9K$20.7K10th Pctl$23.6K25th Pctl$27.0KMedian$34.4K75th Pctl$41.8K90th PctlUS Median$30.3K

In Garner, NC, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $21,072 (2026 est.). At $26,963, the local median is 11.16% below the national median of $30,349.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Garner metro area.

Salary Calculator

8 hrs (1 day)24 hrs (3 days)40 hrs (full-time)
$519
per week
$2,247
per month
$26,965
per year

At 40 hours/week in Garner: You'd be in the lower-middle range

How Garner Medical Billing and Coding Specialist Pay Compares

Garner median: $26,963/year (2026)

Compared ToMedian SalaryGarner Pays
North Carolina Average$28,116-4.10% less
National Average$30,349-11.16% less
Horizontal bar chart comparing medical billing and coding specialist median salary in Garner ($26,963) with North Carolina average ($28,116) and the US national median ($30,349).Garner$26,963North Carolina Avg$28,116-4.10%US National$30,349-11.16%

Medical Billing and Coding Specialists in Garner, NC earn a median of $26,963 per year (2026 est.), which is 11.16% lower than the national median of $30,349 and 4.10% below the North Carolina state average of $28,116.

Cost-of-Living Adjusted Salary

$26,963
Nominal Salary
93.6
CoL Index
$28,807
Adjusted Salary

Garner has a cost of living 6.40% below the national average, meaning your salary goes further here.

Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.

The nominal salary is $26,963. After adjusting for a cost-of-living index of 93.6, the purchasing-power equivalent is $28,807, a gain of $1,844.$22.9K$25.9K$28.9K$31.9K$34.9K$26,963NominalSalary$28,807CoL Adjusted(CoL: 93.6) 6.84%US Median $30.3K

Garner, NC has a cost-of-living index of 93.6 (below the national average of 100). A medical billing and coding specialist earning $26,963 nominally has purchasing power equivalent to $28,807 in an average-cost city — an effective 6.84% boost.

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2021 BLS Actual

$24,043

2025 BLS Actual

$26,352

2026 Current Est.

$26,963

2021–2027 Growth

+14.7%

Salary Trajectory for Medical Billing and Coding Specialists in Garner (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Garner. Baseline $24,043 in 2025, projected to $27,589 by 2027.$20.6K$26.6K$32.7K$38.7K$44.8K20212022202320242025202620272025 BLS$24.0K$24.3K$25.1K$41.3K$26.4K$27.0K$27.6K
YearAnnual SalaryStatus
2021$24,043Actual
2022$24,311Actual
2023$25,136Actual
2024$41,305Actual
2025$26,352Actual
2026(current)$26,963Estimated
2027$27,589Projected

Based on 5 years of BLS OEWS data for the Garner metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $24,043 (2021) to $26,352 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $27,589 by 2027 — a total increase of $3,546 (14.75%) from 2021.

Note: Historical values (20212025) are actual BLS OEWS figures for the Garner metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Salary by Experience Level

ExperienceEstimated Salary Range
0-2 years (New Graduate)$20,722$23,611
3-5 years (Mid Career)$23,611$26,963
5+ years (Experienced)$26,963$34,434
10+ years (Top Earner)$34,434$41,794

MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.

Medical Billing and Coding Specialist Job Market in Garner

The local market for medical billing and coding specialists in Garner is relatively small, with just four individuals currently employed in this role. The area's cost of living index stands at 93.6, indicating that while salaries may seem lower compared to the national median, the reduced cost of living can enhance overall purchasing power. Among local employers, physician group practice coding offices and hospital inpatient coding departments often offer the most competitive salaries, while third-party coding companies hiring remote workers provide flexibility that may appeal to job seekers. Pay disparities arise from factors such as specialization—where inpatient coding credentials like CCS command higher salaries than outpatient certifications—and credential stacking, where holding multiple relevant credentials can significantly boost earning potential. For those seeking to maximize their medical billing and coding specialist pay in Garner, focusing on specialty certifications, staying up-to-date with ICD-10-CM updates, and exploring opportunities in risk adjustment coding could prove advantageous in an evolving job market.

Frequently Asked Questions

How much do medical billing and coding specialists make in Garner, NC in 2026?

The estimated 2026 median medical billing and coding specialist salary in Garner is $26,963/year ($12.96/hour), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). Salaries range from $20,722 at entry level (10th percentile) to $41,794 for experienced top earners (90th percentile). This puts Garner at 11.2% below the national median. Full-time medical billing and coding specialists typically work 2,080 hours per year, though many positions offer part-time schedules with flexible hours across multiple practices.

Is Garner, NC a good place to work as a medical billing and coding specialist?

Garner medical billing and coding specialist salaries are 11.2% below the national average and 4.1% below the North Carolina state average. The metro area employs approximately 4 medical billing and coding specialists. With a cost-of-living index of 93.6, your salary stretches further here than in higher-cost metros. Job availability depends on population density, the number of practices, and retirement turnover in the area.

Can medical billing and coding specialists make $100K in Garner?

The median medical billing and coding specialist salary in Garner is $26,963, and the 90th percentile earns $41,794. Reaching $100K in this market typically requires a combination of advanced certifications, working at multiple practices, or transitioning into education or consulting roles.

What is the cost-of-living adjusted medical billing and coding specialist salary in Garner?

After adjusting for Garner's cost-of-living index of 93.6 (where 100 equals the national average), the $26,963 nominal salary has purchasing power equivalent to $28,807 in an average-cost city. This means your dollar goes 6.8% further in Garner compared to the national average, making it an attractive location for medical billing and coding specialists seeking strong real wages.

How much does a medical billing and coding specialist make per hour in Garner?

Medical Billing and Coding Specialists in Garner earn a median hourly rate of $12.96, which translates to approximately $26,963/year for full-time work (40 hours/week, 2,080 hours/year). Hourly rates range from $9.97 for entry-level positions to $20.10 for the most experienced practitioners. Part-time and per diem medical billing and coding specialists sometimes command premium hourly rates because practices need flexible scheduling coverage.

Related Pages

Nearby Cities in North Carolina

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $26,352 for medical billing and coding specialistsin the Garner metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.

Data Sources & Methodology

Salary data for Garner is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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