Medical Billing Salary

Medical Billing and Coding Specialist Salary in Middletown, NJ: $19,964 (2026)

Quick Answer:A full-time medical billing and coding specialist in Middletown, NJ earns a median $19,964/year (≈ $9.60/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Middletown's price level (15% above national, BEA RPP 115.2), that paycheck buys what $17,330 would nationally. Nominal pay sits 1.5% below the New Jersey state average.

$19,964
Median Annual Salary
$9.60/hr
Median Hourly Rate
$15,137
Entry Level (P10)
$30,723
Top Earners (P90)

Based on BLS state-level estimates · View source

Medical Billing and Coding Specialist Salary in Middletown, NJ — 2026 est., based on 2025 BLS
Middletown, NJ medical billing and coding specialist salary overview (2026 est., based on 2025 BLS)

In 2026, a medical billing and coding specialist salary in Middletown, NJ, is projected to be $19,964. This figure falls significantly below the national median of $30,349, highlighting the local market's unique compensation structure. The salary range for this position varies from $15,137 at the ten percentile to $30,723 at the ninetieth percentile, indicating a wide disparity based on experience, credentials, and type of employer. These estimates are derived from 2025 BLS OEWS data, projected to 2026 and adjusted to reflect the regional cost of living. With the shift toward remote work, which now comprises about 80% of medical coding jobs, the local market has expanded, allowing professionals in Middletown to seek opportunities beyond their geographic area.

About the Middletown Market

Salary estimated from New Jersey average ($60,000) adjusted for local cost of living.

Salary Breakdown

PercentileAnnualHourly
Entry Level (P10)$15,137$7.27
Lower Range (P25)$17,348$8.34
Median (P50)(typical)$19,964$9.60
Upper Range (P75)$24,819$11.93
Top Earners (P90)$30,723$14.78

Median Salary Position

$15,137$30,723
City Median: $19,964
National: $30,349
P10–P90 Range

34.22% below the national average

2026 Salary Percentile Distribution in Middletown

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Middletown. The median salary is $19,964, compared to the national median of $30,349.$13.6K$18.3K$22.9K$27.6K$32.3K$15.1K10th Pctl$17.3K25th Pctl$20.0KMedian$24.8K75th Pctl$30.7K90th PctlUS Median$30.3K

In Middletown, NJ, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $15,586 (2026 est.). At $19,964, the local median is 34.22% below the national median of $30,349.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Middletown metro area.

Salary Calculator

8 hrs (1 day)24 hrs (3 days)40 hrs (full-time)
$384
per week
$1,664
per month
$19,963
per year

At 40 hours/week in Middletown: You'd be in the lower-middle range

How Middletown Medical Billing and Coding Specialist Pay Compares

Middletown median: $19,964/year (2026)

Compared ToMedian SalaryMiddletown Pays
New Jersey Average$20,268-1.50% less
National Average$30,349-34.22% less
Horizontal bar chart comparing medical billing and coding specialist median salary in Middletown ($19,964) with New Jersey average ($20,268) and the US national median ($30,349).Middletown$19,964New Jersey Avg$20,268-1.50%US National$30,349-34.22%

Medical Billing and Coding Specialists in Middletown, NJ earn a median of $19,964 per year (2026 est.), which is 34.22% lower than the national median of $30,349 and 1.50% below the New Jersey state average of $20,268.

Cost-of-Living Adjusted Salary

$19,964
Nominal Salary
115.2
CoL Index
$17,330
Adjusted Salary

Middletown has a cost of living 15.20% above the national average.

Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.

The nominal salary is $19,964. After adjusting for a cost-of-living index of 115.2, the purchasing-power equivalent is $17,330, a loss of $2,634.$14.7K$19.8K$24.8K$29.9K$34.9K$19,964NominalSalary$17,330CoL Adjusted(CoL: 115.2) -13.19%US Median $30.3K

Middletown, NJ has a cost-of-living index of 115.2 (above the national average of 100). While the nominal salary of $19,964 is competitive, the higher cost of living reduces purchasing power to an effective $17,330 — a 13.19% reduction.

Compare Purchasing Power

Select a city to see how your salary compares after cost of living

Select a city above to compare purchasing power

2021 BLS Actual

$17,802

2025 BLS Actual

$19,511

2026 Current Est.

$19,964

2021–2027 Growth

+14.7%

Salary Trajectory for Medical Billing and Coding Specialists in Middletown (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Middletown. Baseline $17,802 in 2025, projected to $20,427 by 2027.$7.8K$25.3K$42.9K$60.5K$78.1K20212022202320242025202620272025 BLS$17.8K$18.0K$18.6K$68.0K$19.5K$20.0K$20.4K
YearAnnual SalaryStatus
2021$17,802Actual
2022$18,000Actual
2023$18,611Actual
2024$68,048Actual
2025$19,511Actual
2026(current)$19,964Estimated
2027$20,427Projected

Based on 5 years of BLS OEWS data for the Middletown metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $17,802 (2021) to $19,511 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $20,427 by 2027 — a total increase of $2,625 (14.75%) from 2021.

Note: Historical values (20212025) are actual BLS OEWS figures for the Middletown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Salary by Experience Level

ExperienceEstimated Salary Range
0-2 years (New Graduate)$15,137$17,348
3-5 years (Mid Career)$17,348$19,964
5+ years (Experienced)$19,964$24,819
10+ years (Top Earner)$24,819$30,723

MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.

Medical Billing and Coding Specialist Job Market in Middletown

The local job market for medical billing and coding specialists in Middletown is relatively modest, with only 15 professionals employed in the area. The cost of living index stands at 115.2, indicating that while salaries are lower than the national average, the purchasing power must be considered in relation to local expenses. Among the employers, physician group practice coding offices and hospital inpatient coding departments tend to offer more competitive compensation, while third-party coding companies, including remote positions, may provide flexible work arrangements. The variation in pay can be attributed to factors such as specialty coding experience—like inpatient CCS compared to outpatient CPC—and credential combinations like CPC plus CCS plus CRC. To maximize earning potential in Middletown, professionals should focus on attaining multiple credentials, staying current with coding regulations, and considering opportunities in high-demand areas like risk adjustment or auditing.

Frequently Asked Questions

How much do medical billing and coding specialists make in Middletown, NJ in 2026?

The estimated 2026 median medical billing and coding specialist salary in Middletown is $19,964/year ($9.60/hour), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). Salaries range from $15,137 at entry level (10th percentile) to $30,723 for experienced top earners (90th percentile). This puts Middletown at 34.2% below the national median. Full-time medical billing and coding specialists typically work 2,080 hours per year, though many positions offer part-time schedules with flexible hours across multiple practices.

Is Middletown, NJ a good place to work as a medical billing and coding specialist?

Middletown medical billing and coding specialist salaries are 34.2% below the national average and 1.5% below the New Jersey state average. The metro area employs approximately 15 medical billing and coding specialists. With a cost-of-living index of 115.2, you should factor in higher living costs when evaluating compensation. Job availability depends on population density, the number of practices, and retirement turnover in the area.

Can medical billing and coding specialists make $100K in Middletown?

The median medical billing and coding specialist salary in Middletown is $19,964, and the 90th percentile earns $30,723. Reaching $100K in this market typically requires a combination of advanced certifications, working at multiple practices, or transitioning into education or consulting roles.

What is the cost-of-living adjusted medical billing and coding specialist salary in Middletown?

After adjusting for Middletown's cost-of-living index of 115.2 (where 100 equals the national average), the $19,964 nominal salary has purchasing power equivalent to $17,330 in an average-cost city. This means living costs in Middletown reduce the effective value of your salary by 13.2% compared to the national average — consider negotiating higher base pay or exploring nearby lower-cost metros.

How much does a medical billing and coding specialist make per hour in Middletown?

Medical Billing and Coding Specialists in Middletown earn a median hourly rate of $9.60, which translates to approximately $19,964/year for full-time work (40 hours/week, 2,080 hours/year). Hourly rates range from $7.27 for entry-level positions to $14.78 for the most experienced practitioners. Part-time and per diem medical billing and coding specialists sometimes command premium hourly rates because practices need flexible scheduling coverage.

Related Pages

Nearby Cities in New Jersey

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $19,511 for medical billing and coding specialistsin the Middletown metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.

Data Sources & Methodology

Salary data for Middletown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

Last verified: