Medical Billing and Coding Specialist Salary in Middletown, NJ: $19,964 (2026)
Quick Answer:A full-time medical billing and coding specialist in Middletown, NJ earns a median $19,964/year (≈ $9.60/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Middletown's price level (15% above national, BEA RPP 115.2), that paycheck buys what $17,330 would nationally. Nominal pay sits 1.5% below the New Jersey state average.
Based on BLS state-level estimates · View source

In 2026, a medical billing and coding specialist salary in Middletown, NJ, is projected to be $19,964. This figure falls significantly below the national median of $30,349, highlighting the local market's unique compensation structure. The salary range for this position varies from $15,137 at the ten percentile to $30,723 at the ninetieth percentile, indicating a wide disparity based on experience, credentials, and type of employer. These estimates are derived from 2025 BLS OEWS data, projected to 2026 and adjusted to reflect the regional cost of living. With the shift toward remote work, which now comprises about 80% of medical coding jobs, the local market has expanded, allowing professionals in Middletown to seek opportunities beyond their geographic area.
About the Middletown Market
Salary estimated from New Jersey average ($60,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $15,137 | $7.27 |
| Lower Range (P25) | $17,348 | $8.34 |
| Median (P50)(typical) | $19,964 | $9.60 |
| Upper Range (P75) | $24,819 | $11.93 |
| Top Earners (P90) | $30,723 | $14.78 |
Median Salary Position
34.22% below the national average
2026 Salary Percentile Distribution in Middletown
In Middletown, NJ, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $15,586 (2026 est.). At $19,964, the local median is 34.22% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Middletown: You'd be in the lower-middle range
How Middletown Medical Billing and Coding Specialist Pay Compares
Middletown median: $19,964/year (2026)
| Compared To | Median Salary | Middletown Pays |
|---|---|---|
| New Jersey Average | $20,268 | -1.50% less |
| National Average | $30,349 | -34.22% less |
Medical Billing and Coding Specialists in Middletown, NJ earn a median of $19,964 per year (2026 est.), which is 34.22% lower than the national median of $30,349 and 1.50% below the New Jersey state average of $20,268.
Cost-of-Living Adjusted Salary
Middletown has a cost of living 15.20% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Middletown, NJ has a cost-of-living index of 115.2 (above the national average of 100). While the nominal salary of $19,964 is competitive, the higher cost of living reduces purchasing power to an effective $17,330 — a 13.19% reduction.
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2021 BLS Actual
$17,802
2025 BLS Actual
$19,511
2026 Current Est.
$19,964
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Middletown (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $17,802 | Actual |
| 2022 | $18,000 | Actual |
| 2023 | $18,611 | Actual |
| 2024 | $68,048 | Actual |
| 2025 | $19,511 | Actual |
| 2026(current) | $19,964 | Estimated |
| 2027 | $20,427 | Projected |
Based on 5 years of BLS OEWS data for the Middletown metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $17,802 (2021) to $19,511 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $20,427 by 2027 — a total increase of $2,625 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Middletown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $15,137 – $17,348 |
| 3-5 years (Mid Career) | $17,348 – $19,964 |
| 5+ years (Experienced) | $19,964 – $24,819 |
| 10+ years (Top Earner) | $24,819 – $30,723 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Middletown
The local job market for medical billing and coding specialists in Middletown is relatively modest, with only 15 professionals employed in the area. The cost of living index stands at 115.2, indicating that while salaries are lower than the national average, the purchasing power must be considered in relation to local expenses. Among the employers, physician group practice coding offices and hospital inpatient coding departments tend to offer more competitive compensation, while third-party coding companies, including remote positions, may provide flexible work arrangements. The variation in pay can be attributed to factors such as specialty coding experience—like inpatient CCS compared to outpatient CPC—and credential combinations like CPC plus CCS plus CRC. To maximize earning potential in Middletown, professionals should focus on attaining multiple credentials, staying current with coding regulations, and considering opportunities in high-demand areas like risk adjustment or auditing.
More salary data for Middletown, NJ:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $19,511 for medical billing and coding specialistsin the Middletown metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Middletown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov