Medical Billing and Coding Specialist Salary in Marlboro, NJ: $19,357 (2026)
Quick Answer:A full-time medical billing and coding specialist in Marlboro, NJ earns a median $19,357/year (≈ $9.31/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Marlboro's price level (15% above national, BEA RPP 115.2), that paycheck buys what $16,803 would nationally. Nominal pay sits 4.5% below the New Jersey state average.
Based on BLS state-level estimates · View source

In Marlboro, New Jersey, the projected median annual salary for medical billing and coding specialists is $19,357 in 2026, a figure that highlights a significant disparity when compared to the national median of $30,349 for the same year. The local salary range extends from $14,781 at the 10th percentile to $29,652 at the 90th percentile, indicating varying compensation levels based on experience, skillset, and specialty areas. These salary estimates stem from 2025 BLS data and have been projected to 2026, taking into account regional price variations. While the remote work standard has expanded employment opportunities, creating a broader geographic comparison for this profession, Marlboro's specific job market reflects a concentrated and competitive landscape in a high-cost area.
About the Marlboro Market
Salary estimated from New Jersey average ($60,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $14,781 | $7.11 |
| Lower Range (P25) | $16,836 | $8.09 |
| Median (P50)(typical) | $19,357 | $9.31 |
| Upper Range (P75) | $24,206 | $11.63 |
| Top Earners (P90) | $29,652 | $14.25 |
Median Salary Position
36.22% below the national average
2026 Salary Percentile Distribution in Marlboro
In Marlboro, NJ, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $14,871 (2026 est.). At $19,357, the local median is 36.22% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Marlboro: You'd be in the lower-middle range
How Marlboro Medical Billing and Coding Specialist Pay Compares
Marlboro median: $19,357/year (2026)
| Compared To | Median Salary | Marlboro Pays |
|---|---|---|
| New Jersey Average | $20,269 | -4.50% less |
| National Average | $30,349 | -36.22% less |
Medical Billing and Coding Specialists in Marlboro, NJ earn a median of $19,357 per year (2026 est.), which is 36.22% lower than the national median of $30,349 and 4.50% below the New Jersey state average of $20,269.
Cost-of-Living Adjusted Salary
Marlboro has a cost of living 15.20% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Marlboro, NJ has a cost-of-living index of 115.2 (above the national average of 100). While the nominal salary of $19,357 is competitive, the higher cost of living reduces purchasing power to an effective $16,803 — a 13.19% reduction.
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2021 BLS Actual
$17,261
2025 BLS Actual
$18,918
2026 Current Est.
$19,357
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Marlboro (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $17,261 | Actual |
| 2022 | $17,453 | Actual |
| 2023 | $18,045 | Actual |
| 2024 | $65,982 | Actual |
| 2025 | $18,918 | Actual |
| 2026(current) | $19,357 | Estimated |
| 2027 | $19,806 | Projected |
Based on 5 years of BLS OEWS data for the Marlboro metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $17,261 (2021) to $18,918 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $19,806 by 2027 — a total increase of $2,545 (14.74%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Marlboro metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $14,781 – $16,836 |
| 3-5 years (Mid Career) | $16,836 – $19,357 |
| 5+ years (Experienced) | $19,357 – $24,206 |
| 10+ years (Top Earner) | $24,206 – $29,652 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Marlboro
The local job market for medical billing and coding specialists in Marlboro is relatively small, with only 9 individuals currently employed in this role. This limited pool is influenced by the cost of living index, which stands at 115.2, indicating that expenses are higher than the national average. Consequently, purchasing power for take-home income may be impacted. Among employers, physician group practice coding offices and hospital inpatient coding departments tend to offer the highest salaries, while third-party coding companies often provide remote positions that can attract candidates seeking flexible arrangements. A variety of factors contribute to the salary spread, including credential stacking and the sub-specialization premium, particularly for risk adjustment coding, which is experiencing notable growth. To maximize pay within this Marlboro market, specialists are advised to pursue dual credentials such as CPC and CCS, enhance productivity through efficient coding practices, and consider remote opportunities that can offer higher pay scales than traditional in-office roles.
More salary data for Marlboro, NJ:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $18,918 for medical billing and coding specialistsin the Marlboro metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Marlboro is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov