Medical Billing Salary

Medical Billing and Coding Specialist Salary in Haverhill, MA: $34,758 (2026)

Quick Answer:A full-time medical billing and coding specialist in Haverhill, MA earns a median $34,758/year (≈ $16.71/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Haverhill's price level (9% above national, BEA RPP 108.5), that paycheck buys what $32,035 would nationally. Nominal pay sits 0.3% above the Massachusetts state average.

$34,758
Median Annual Salary
$16.71/hr
Median Hourly Rate
$24,474
Entry Level (P10)
$53,523
Top Earners (P90)

Based on BLS state-level estimates · View source

Medical Billing and Coding Specialist Salary in Haverhill, MA — 2026 est., based on 2025 BLS
Haverhill, MA medical billing and coding specialist salary overview (2026 est., based on 2025 BLS)

In 2026, medical billing and coding specialists in Haverhill, Massachusetts, can expect a median annual salary of $34,758, surpassing the national median of $30,349 by approximately 14.53%. Salaries for this occupation vary widely, with entry-level positions earning around $24,474 and top earners making up to $53,523. These figures derive from 2025 BLS OEWS data, projected to 2026, and take into account local cost-of-living adjustments. Reflecting a growing demand for remote work, which now comprises a significant portion of employment opportunities in this field, Haverhill’s job market is competitive, offering various pathways for advancement and specialization.

About the Haverhill Market

Salary estimated from Massachusetts average ($60,000) adjusted for local cost of living.

Salary Breakdown

PercentileAnnualHourly
Entry Level (P10)$24,474$11.77
Lower Range (P25)$28,899$13.90
Median (P50)(typical)$34,758$16.71
Upper Range (P75)$43,991$21.15
Top Earners (P90)$53,523$25.73

Median Salary Position

$24,474$53,523
City Median: $34,758
National: $30,349
P10–P90 Range

14.53% above the national average

2026 Salary Percentile Distribution in Haverhill

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Haverhill. The median salary is $34,758, compared to the national median of $30,349.$22.0K$30.6K$39.1K$47.7K$56.2K$24.5K10th Pctl$28.9K25th Pctl$34.8KMedian$44.0K75th Pctl$53.5K90th PctlUS Median$30.3K

In Haverhill, MA, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $29,049 (2026 est.). At $34,758, the local median is 14.53% above the national median of $30,349.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Haverhill metro area.

Salary Calculator

8 hrs (1 day)24 hrs (3 days)40 hrs (full-time)
$668
per week
$2,896
per month
$34,754
per year

At 40 hours/week in Haverhill: You'd be in the lower-middle range

How Haverhill Medical Billing and Coding Specialist Pay Compares

Haverhill median: $34,758/year (2026)

Compared ToMedian SalaryHaverhill Pays
Massachusetts Average$34,654+0.30% more
National Average$30,349+14.53% more
Horizontal bar chart comparing medical billing and coding specialist median salary in Haverhill ($34,758) with Massachusetts average ($34,654) and the US national median ($30,349).Haverhill$34,758Massachusetts Avg$34,654+0.30%US National$30,349+14.53%

Medical Billing and Coding Specialists in Haverhill, MA earn a median of $34,758 per year (2026 est.), which is 14.53% higher than the national median of $30,349 and 0.30% above the Massachusetts state average of $34,654.

Cost-of-Living Adjusted Salary

$34,758
Nominal Salary
108.5
CoL Index
$32,035
Adjusted Salary

Haverhill has a cost of living 8.50% above the national average.

Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.

The nominal salary is $34,758. After adjusting for a cost-of-living index of 108.5, the purchasing-power equivalent is $32,035, a loss of $2,723.$25.8K$29.3K$32.9K$36.4K$40.0K$34,758NominalSalary$32,035CoL Adjusted(CoL: 108.5) -7.83%US Median $30.3K

Haverhill, MA has a cost-of-living index of 108.5 (above the national average of 100). While the nominal salary of $34,758 is competitive, the higher cost of living reduces purchasing power to an effective $32,035 — a 7.83% reduction.

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2021 BLS Actual

$30,994

2025 BLS Actual

$33,970

2026 Current Est.

$34,758

2021–2027 Growth

+14.7%

Salary Trajectory for Medical Billing and Coding Specialists in Haverhill (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Haverhill. Baseline $30,994 in 2025, projected to $35,564 by 2027.$24.1K$36.1K$48.1K$60.2K$72.2K20212022202320242025202620272025 BLS$31.0K$31.3K$32.4K$65.3K$34.0K$34.8K$35.6K
YearAnnual SalaryStatus
2021$30,994Actual
2022$31,340Actual
2023$32,402Actual
2024$65,297Actual
2025$33,970Actual
2026(current)$34,758Estimated
2027$35,564Projected

Based on 5 years of BLS OEWS data for the Haverhill metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $30,994 (2021) to $33,970 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $35,564 by 2027 — a total increase of $4,570 (14.74%) from 2021.

Note: Historical values (20212025) are actual BLS OEWS figures for the Haverhill metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Salary by Experience Level

ExperienceEstimated Salary Range
0-2 years (New Graduate)$24,474$28,899
3-5 years (Mid Career)$28,899$34,758
5+ years (Experienced)$34,758$43,991
10+ years (Top Earner)$43,991$53,523

MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.

Medical Billing and Coding Specialist Job Market in Haverhill

The Haverhill area employs 16 medical billing and coding specialists, pointing to a focused but stable local job market. The cost-of-living index of 108.5 indicates that while expenses are slightly above the national average, salaries remain competitive, enhancing the local professionals’ purchasing power. Notably, those seeking higher compensation may find opportunities in physician group practice coding or hospital inpatient coding departments, where specialty credentials like CCS or risk adjustment CRC can lead to better pay. Factors influencing salary ranges include credential stacking, productivity bonuses, and the preference of employers for remote work versus in-office positions. To maximize pay in Haverhill, professionals should pursue additional certifications from AAPC or AHIMA, hone skills in high-demand coding areas, and explore roles that leverage their expertise in complex coding audits and compliance.

Frequently Asked Questions

How much do medical billing and coding specialists make in Haverhill, MA in 2026?

The estimated 2026 median medical billing and coding specialist salary in Haverhill is $34,758/year ($16.71/hour), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). Salaries range from $24,474 at entry level (10th percentile) to $53,523 for experienced top earners (90th percentile). This puts Haverhill at 14.5% above the national median. Full-time medical billing and coding specialists typically work 2,080 hours per year, though many positions offer part-time schedules with flexible hours across multiple practices.

Is Haverhill, MA a good place to work as a medical billing and coding specialist?

Haverhill medical billing and coding specialist salaries are 14.5% above the national average and 0.3% above the Massachusetts state average. The metro area employs approximately 16 medical billing and coding specialists. With a cost-of-living index of 108.5, you should factor in higher living costs when evaluating compensation. Job availability depends on population density, the number of practices, and retirement turnover in the area.

Can medical billing and coding specialists make $100K in Haverhill?

The median medical billing and coding specialist salary in Haverhill is $34,758, and the 90th percentile earns $53,523. Reaching $100K in this market typically requires a combination of advanced certifications, working at multiple practices, or transitioning into education or consulting roles.

What is the cost-of-living adjusted medical billing and coding specialist salary in Haverhill?

After adjusting for Haverhill's cost-of-living index of 108.5 (where 100 equals the national average), the $34,758 nominal salary has purchasing power equivalent to $32,035 in an average-cost city. This means living costs in Haverhill reduce the effective value of your salary by 7.8% compared to the national average — consider negotiating higher base pay or exploring nearby lower-cost metros.

How much does a medical billing and coding specialist make per hour in Haverhill?

Medical Billing and Coding Specialists in Haverhill earn a median hourly rate of $16.71, which translates to approximately $34,758/year for full-time work (40 hours/week, 2,080 hours/year). Hourly rates range from $11.77 for entry-level positions to $25.73 for the most experienced practitioners. Part-time and per diem medical billing and coding specialists sometimes command premium hourly rates because practices need flexible scheduling coverage.

Related Pages

Nearby Cities in Massachusetts

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $33,970 for medical billing and coding specialistsin the Haverhill metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.

Data Sources & Methodology

Salary data for Haverhill is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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