Medical Billing Salary

Medical Billing and Coding Specialist Salary in Severn, MD: $18,818 (2026)

Quick Answer:A full-time medical billing and coding specialist in Severn, MD earns a median $18,818/year (≈ $9.05/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Severn's price level (9% above national, BEA RPP 109.3), that paycheck buys what $17,217 would nationally. Nominal pay sits 2.2% below the Maryland state average.

$18,818
Median Annual Salary
$9.05/hr
Median Hourly Rate
$14,055
Entry Level (P10)
$29,167
Top Earners (P90)

Based on BLS state-level estimates · View source

Medical Billing and Coding Specialist Salary in Severn, MD — 2026 est., based on 2025 BLS
Severn, MD medical billing and coding specialist salary overview (2026 est., based on 2025 BLS)

In 2026, medical billing and coding specialists in Severn, MD are expected to earn a median annual salary of $18,818. This amount reflects a significant disparity when compared to the national average of $30,349, indicating a pay gap of nearly 38%. The salary distribution for this occupation in Severn ranges from $14,055 at the 10th percentile to $29,167 at the 90th percentile. Local estimates derived from BLS state-level data and regional price adjustments emphasize that the salary landscape for specialists in Severn varies widely based on expertise and specialty. Inpatient coding, particularly for inpatient CCS roles, tends to command higher compensation compared to outpatient CPC or risk adjustment positions, which underscores the importance of specialization in this field.

About the Severn Market

Salary estimated from Maryland average ($58,000) adjusted for local cost of living.

Salary Breakdown

PercentileAnnualHourly
Entry Level (P10)$14,055$6.75
Lower Range (P25)$16,206$7.79
Median (P50)(typical)$18,818$9.05
Upper Range (P75)$23,979$11.53
Top Earners (P90)$29,167$14.02

Median Salary Position

$14,055$30,349
City Median: $18,818
National: $30,349
P10–P90 Range

37.99% below the national average

2026 Salary Percentile Distribution in Severn

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Severn. The median salary is $18,818, compared to the national median of $30,349.$12.6K$17.5K$22.3K$27.1K$31.9K$14.1K10th Pctl$16.2K25th Pctl$18.8KMedian$24.0K75th Pctl$29.2K90th PctlUS Median$30.3K

In Severn, MD, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $15,112 (2026 est.). At $18,818, the local median is 37.99% below the national median of $30,349.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Severn metro area.

Salary Calculator

8 hrs (1 day)24 hrs (3 days)40 hrs (full-time)
$362
per week
$1,568
per month
$18,814
per year

At 40 hours/week in Severn: You'd be in the lower-middle range

How Severn Medical Billing and Coding Specialist Pay Compares

Severn median: $18,818/year (2026)

Compared ToMedian SalarySevern Pays
Maryland Average$19,241-2.20% less
National Average$30,349-37.99% less
Horizontal bar chart comparing medical billing and coding specialist median salary in Severn ($18,818) with Maryland average ($19,241) and the US national median ($30,349).Severn$18,818Maryland Avg$19,241-2.20%US National$30,349-37.99%

Medical Billing and Coding Specialists in Severn, MD earn a median of $18,818 per year (2026 est.), which is 37.99% lower than the national median of $30,349 and 2.20% below the Maryland state average of $19,241.

Cost-of-Living Adjusted Salary

$18,818
Nominal Salary
109.3
CoL Index
$17,217
Adjusted Salary

Severn has a cost of living 9.30% above the national average.

Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.

The nominal salary is $18,818. After adjusting for a cost-of-living index of 109.3, the purchasing-power equivalent is $17,217, a loss of $1,601.$14.6K$19.7K$24.8K$29.8K$34.9K$18,818NominalSalary$17,217CoL Adjusted(CoL: 109.3) -8.51%US Median $30.3K

Severn, MD has a cost-of-living index of 109.3 (above the national average of 100). While the nominal salary of $18,818 is competitive, the higher cost of living reduces purchasing power to an effective $17,217 — a 8.51% reduction.

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2021 BLS Actual

$16,780

2025 BLS Actual

$18,391

2026 Current Est.

$18,818

2021–2027 Growth

+14.7%

Salary Trajectory for Medical Billing and Coding Specialists in Severn (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Severn. Baseline $16,780 in 2025, projected to $19,254 by 2027.$7.7K$23.6K$39.4K$55.2K$71.0K20212022202320242025202620272025 BLS$16.8K$17.0K$17.5K$62.0K$18.4K$18.8K$19.3K
YearAnnual SalaryStatus
2021$16,780Actual
2022$16,967Actual
2023$17,542Actual
2024$62,004Actual
2025$18,391Actual
2026(current)$18,818Estimated
2027$19,254Projected

Based on 5 years of BLS OEWS data for the Severn metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $16,780 (2021) to $18,391 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $19,254 by 2027 — a total increase of $2,474 (14.74%) from 2021.

Note: Historical values (20212025) are actual BLS OEWS figures for the Severn metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Salary by Experience Level

ExperienceEstimated Salary Range
0-2 years (New Graduate)$14,055$16,206
3-5 years (Mid Career)$16,206$18,818
5+ years (Experienced)$18,818$23,979
10+ years (Top Earner)$23,979$29,167

MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.

Medical Billing and Coding Specialist Job Market in Severn

Looking at the local job market, there are currently 12 medical billing and coding specialists employed in Severn, a number which suggests a small but stable demand. However, the cost of living index sits at 109.3, slightly above the national average, which can impact the effective purchasing power for these professionals. Employers that typically offer higher pay rates include inpatient coding departments at hospitals, third-party coding firms, and insurer coding audit teams. The difference in salary can be attributed to various factors such as specialty (inpatient CCS roles often yield higher salaries), credential stacking (combining certifications like CPC, CCS, and CRC), productivity bonuses, and whether the position is remote or in-office. To enhance earning potential, professionals in Severn should focus on obtaining multiple certifications, staying updated with ICD-10-CM and CPT code changes, and looking for opportunities in high-demand subspecialties such as HCC and risk adjustment coding.

Frequently Asked Questions

How much do medical billing and coding specialists make in Severn, MD in 2026?

The estimated 2026 median medical billing and coding specialist salary in Severn is $18,818/year ($9.05/hour), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). Salaries range from $14,055 at entry level (10th percentile) to $29,167 for experienced top earners (90th percentile). This puts Severn at 38.0% below the national median. Full-time medical billing and coding specialists typically work 2,080 hours per year, though many positions offer part-time schedules with flexible hours across multiple practices.

Is Severn, MD a good place to work as a medical billing and coding specialist?

Severn medical billing and coding specialist salaries are 38.0% below the national average and 2.2% below the Maryland state average. The metro area employs approximately 12 medical billing and coding specialists. With a cost-of-living index of 109.3, you should factor in higher living costs when evaluating compensation. Job availability depends on population density, the number of practices, and retirement turnover in the area.

Can medical billing and coding specialists make $100K in Severn?

The median medical billing and coding specialist salary in Severn is $18,818, and the 90th percentile earns $29,167. Reaching $100K in this market typically requires a combination of advanced certifications, working at multiple practices, or transitioning into education or consulting roles.

What is the cost-of-living adjusted medical billing and coding specialist salary in Severn?

After adjusting for Severn's cost-of-living index of 109.3 (where 100 equals the national average), the $18,818 nominal salary has purchasing power equivalent to $17,217 in an average-cost city. This means living costs in Severn reduce the effective value of your salary by 8.5% compared to the national average — consider negotiating higher base pay or exploring nearby lower-cost metros.

How much does a medical billing and coding specialist make per hour in Severn?

Medical Billing and Coding Specialists in Severn earn a median hourly rate of $9.05, which translates to approximately $18,818/year for full-time work (40 hours/week, 2,080 hours/year). Hourly rates range from $6.75 for entry-level positions to $14.02 for the most experienced practitioners. Part-time and per diem medical billing and coding specialists sometimes command premium hourly rates because practices need flexible scheduling coverage.

Related Pages

Nearby Cities in Maryland

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $18,391 for medical billing and coding specialistsin the Severn metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.

Data Sources & Methodology

Salary data for Severn is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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