Medical Billing and Coding Specialist Salary in Annapolis, MD: $18,818 (2026)
Quick Answer:A full-time medical billing and coding specialist in Annapolis, MD earns a median $18,818/year (≈ $9.05/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Annapolis's price level (9% above national, BEA RPP 109.3), that paycheck buys what $17,217 would nationally. Nominal pay sits 2.2% below the Maryland state average.
Based on BLS state-level estimates · View source
In Annapolis, Maryland, the projected 2026 median annual salary for a medical billing and coding specialist is $18,818, significantly below the national median of $30,349. The salary range in this city spans from $13,590 at the 10th percentile to $29,167 at the 90th percentile, highlighting a notable income disparity for professionals in this field. These estimates are derived from 2025 BLS data, adjusted to reflect regional pricing conditions. With a shift toward remote work, the geographic compensation landscape has broadened for medical billing and coding specialists, providing opportunities to seek employment with firms outside Annapolis. This expanded market might be necessary considering the relatively low pay in the area, putting downward pressure on the local labor force.
About the Annapolis Market
Salary estimated from Maryland average ($58,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $13,590 | $6.54 |
| Lower Range (P25) | $15,776 | $7.58 |
| Median (P50)(typical) | $18,818 | $9.05 |
| Upper Range (P75) | $22,944 | $11.03 |
| Top Earners (P90) | $29,167 | $14.02 |
Median Salary Position
37.99% below the national average
2026 Salary Percentile Distribution in Annapolis
In Annapolis, MD, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $15,577 (2026 est.). At $18,818, the local median is 37.99% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Annapolis: You'd be in the lower-middle range
How Annapolis Medical Billing and Coding Specialist Pay Compares
Annapolis median: $18,818/year (2026)
| Compared To | Median Salary | Annapolis Pays |
|---|---|---|
| Maryland Average | $19,241 | -2.20% less |
| National Average | $30,349 | -37.99% less |
Medical Billing and Coding Specialists in Annapolis, MD earn a median of $18,818 per year (2026 est.), which is 37.99% lower than the national median of $30,349 and 2.20% below the Maryland state average of $19,241.
Cost-of-Living Adjusted Salary
Annapolis has a cost of living 9.30% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Annapolis, MD has a cost-of-living index of 109.3 (above the national average of 100). While the nominal salary of $18,818 is competitive, the higher cost of living reduces purchasing power to an effective $17,217 — a 8.51% reduction.
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2021 BLS Actual
$16,780
2025 BLS Actual
$18,391
2026 Current Est.
$18,818
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Annapolis (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $16,780 | Actual |
| 2022 | $16,967 | Actual |
| 2023 | $17,542 | Actual |
| 2024 | $62,006 | Actual |
| 2025 | $18,391 | Actual |
| 2026(current) | $18,818 | Estimated |
| 2027 | $19,254 | Projected |
Based on 5 years of BLS OEWS data for the Annapolis metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $16,780 (2021) to $18,391 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $19,254 by 2027 — a total increase of $2,474 (14.74%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Annapolis metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $13,590 – $15,776 |
| 3-5 years (Mid Career) | $15,776 – $18,818 |
| 5+ years (Experienced) | $18,818 – $22,944 |
| 10+ years (Top Earner) | $22,944 – $29,167 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Annapolis
The job market for medical billing and coding specialists in Annapolis remains modest, with only six professionals currently employed in this role. Coupled with a cost of living index of 109.3, this results in a challenge for take-home purchasing power. Local employers like physician group practices and third-party coding firms often provide the most competitive salaries. Factors contributing to salary variation include specialty focus—such as inpatient coding, risk adjustment, or outpatient services—and the accumulation of credentials, with those holding multiple certifications like CPC and CCS likely experiencing enhanced earning potential. Also, productivity-based compensation tied to the number of charts coded can significantly affect annual income. To improve pay prospects in Annapolis's unique market, professionals should continue developing their skill sets through resources offered by AAPC and AHIMA, staying current with ICD-10-CM and CPT updates, and considering roles that offer remote flexibility to widen employment options.
More salary data for Annapolis, MD:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $18,391 for medical billing and coding specialistsin the Annapolis metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Annapolis is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov