Medical Billing and Coding Specialist Salary in Hammond, IN: $27,910 (2026)
Quick Answer:A full-time medical billing and coding specialist in Hammond, IN earns a median $27,910/year (≈ $13.41/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Hammond's price level (9% below national, BEA RPP 91.3), that paycheck buys what $30,570 would nationally. Nominal pay sits 2.7% below the Indiana state average.
Based on BLS state-level estimates · View source

In Hammond, Indiana, the projected median annual salary for medical billing and coding specialists is $27,910 as of 2026, reflecting a pay structure that varies based on specialty, with higher compensation generally associated with inpatient CCS coding versus outpatient CPC and risk adjustment roles. The salary range for these professionals spans from $20,602 at the 10th percentile to $43,260 at the 90th percentile, showcasing the potential for substantial earnings based on experience and qualifications. With figures derived from BLS state-level data and adjusted for regional cost-of-living differences, these projections highlight the economic context in which Hammond's medical billing and coding specialists operate.
About the Hammond Market
Salary estimated from Indiana average ($46,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $20,602 | $9.90 |
| Lower Range (P25) | $23,854 | $11.47 |
| Median (P50)(typical) | $27,910 | $13.41 |
| Upper Range (P75) | $35,725 | $17.18 |
| Top Earners (P90) | $43,260 | $20.80 |
Median Salary Position
8.04% below the national average
2026 Salary Percentile Distribution in Hammond
In Hammond, IN, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $22,658 (2026 est.). At $27,910, the local median is 8.04% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Hammond: You'd be in the lower-middle range
How Hammond Medical Billing and Coding Specialist Pay Compares
Hammond median: $27,910/year (2026)
| Compared To | Median Salary | Hammond Pays |
|---|---|---|
| Indiana Average | $28,684 | -2.70% less |
| National Average | $30,349 | -8.04% less |
Medical Billing and Coding Specialists in Hammond, IN earn a median of $27,910 per year (2026 est.), which is 8.04% lower than the national median of $30,349 and 2.70% below the Indiana state average of $28,684.
Cost-of-Living Adjusted Salary
Hammond has a cost of living 8.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Hammond, IN has a cost-of-living index of 91.3 (below the national average of 100). A medical billing and coding specialist earning $27,910 nominally has purchasing power equivalent to $30,570 in an average-cost city — an effective 9.53% boost.
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2021 BLS Actual
$24,887
2025 BLS Actual
$27,277
2026 Current Est.
$27,910
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Hammond (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $24,887 | Actual |
| 2022 | $25,165 | Actual |
| 2023 | $26,018 | Actual |
| 2024 | $40,851 | Actual |
| 2025 | $27,277 | Actual |
| 2026(current) | $27,910 | Estimated |
| 2027 | $28,557 | Projected |
Based on 5 years of BLS OEWS data for the Hammond metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $24,887 (2021) to $27,277 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $28,557 by 2027 — a total increase of $3,670 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Hammond metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $20,602 – $23,854 |
| 3-5 years (Mid Career) | $23,854 – $27,910 |
| 5+ years (Experienced) | $27,910 – $35,725 |
| 10+ years (Top Earner) | $35,725 – $43,260 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Hammond
The local job market in Hammond is modest, with approximately 20 specialists currently employed in the field. The city's cost of living index, at 91.3, indicates a relatively affordable environment, providing greater take-home purchasing power for those in this profession. Healthcare entities in Hammond, including hospital inpatient coding departments and third-party coding companies, often offer more lucrative salaries. Factors such as specialty—where inpatient CCS roles typically command higher wages than outpatient risk adjustments—and credential stacking can significantly impact earnings. To maximize pay, specialists should consider acquiring multiple credentials like CPC, CCS, and CRC, and seek out opportunities that offer productivity bonuses or work-from-home arrangements, which have gained popularity in the post-2020 landscape. The demand for skilled coding in areas like risk adjustment and HCC is also on the rise, opening additional pathways for career growth and income potential.
More salary data for Hammond, IN:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $27,277 for medical billing and coding specialistsin the Hammond metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Hammond is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov