Medical Billing and Coding Specialist Salary in Sebring, FL: $21,644 (2026)
Quick Answer:A full-time medical billing and coding specialist in Sebring, FL earns a median $21,644/year (≈ $10.41/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Sebring's price level (8% below national, BEA RPP 92.5), that paycheck buys what $23,407 would nationally. Nominal pay sits 19.0% below the Florida state average.
Official BLS data · View source
In 2026, the median annual salary for medical billing and coding specialists in Sebring, Florida, is forecasted to be $21,644, significantly lower than the national median of $30,349. Salaries for these professionals in Sebring range from the 10th percentile at $18,914 to the 90th percentile at $44,106, indicating a notable pay gradient influenced by job specialty. Official projections derived from BLS OEWS surveys suggest that while coders in inpatient settings (CCS) typically command higher wages, those specializing in outpatient coding (CPC) or risk adjustment (HCC) may see differing pay scales. This situation highlights the demand for specialized skills within the local job market, where a deeper knowledge of coding protocols, particularly in high-growth areas like risk adjustment, can enhance earning potential.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $18,914 | $9.10 |
| Lower Range (P25) | $20,699 | $9.96 |
| Median (P50)(typical) | $21,644 | $10.41 |
| Upper Range (P75) | $28,106 | $13.52 |
| Top Earners (P90) | $44,106 | $21.20 |
Median Salary Position
28.68% below the national average
2026 Salary Percentile Distribution in Sebring
In Sebring, FL, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $25,192 (2026 est.). At $21,644, the local median is 28.68% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Sebring: You'd be in the entry-level range
How Sebring Medical Billing and Coding Specialist Pay Compares
Sebring median: $21,644/year (2026)
| Compared To | Median Salary | Sebring Pays |
|---|---|---|
| Florida Average | $26,721 | -19.00% less |
| National Average | $30,349 | -28.68% less |
Medical Billing and Coding Specialists in Sebring, FL earn a median of $21,644 per year (2026 est.), which is 28.68% lower than the national median of $30,349 and 19.00% below the Florida state average of $26,721.
Cost-of-Living Adjusted Salary
Sebring has a cost of living 7.53% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Sebring, FL has a cost-of-living index of 92.47 (below the national average of 100). A medical billing and coding specialist earning $21,644 nominally has purchasing power equivalent to $23,407 in an average-cost city — an effective 8.15% boost.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2021 BLS Actual
$33,190
2025 BLS Actual
$21,153
2026 Current Est.
$21,644
2021–2027 Growth
+-33.3%
Salary Trajectory for Medical Billing and Coding Specialists in Sebring (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $33,190 | Actual |
| 2022 | $36,760 | Actual |
| 2023 | $35,470 | Actual |
| 2024 | $38,950 | Actual |
| 2025 | $21,153 | Actual |
| 2026(current) | $21,644 | Estimated |
| 2027 | $22,146 | Projected |
Based on 5 years of BLS OEWS data for the Sebring metropolitan area, the median medical billing and coding specialist salary grew -36.3% from $33,190 (2021) to $21,153 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $22,146 by 2027 — a total increase of $-11,044 (-33.28%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Sebring metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $18,914 – $20,699 |
| 3-5 years (Mid Career) | $20,699 – $21,644 |
| 5+ years (Experienced) | $21,644 – $28,106 |
| 10+ years (Top Earner) | $28,106 – $44,106 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Sebring
Sebring's local job market currently employs around 60 medical billing and coding specialists, providing an adequate environment for those pursuing careers in this field. The cost of living index stands at 92.47, meaning that living expenses are relatively low compared to the national average, thus enhancing the purchasing power of local salaries. Employers such as physician group practices and outpatient centers are known to offer competitive compensation packages, while opportunities in remote work, especially with third-party coding companies, provide additional flexibility. Factors influencing pay variation include the type of coding specialty, credential stacking (such as CPS, CCS, and CRC), productivity bonuses, and the choice between remote and in-office positions. For those looking to increase their income in Sebring, focusing on obtaining specialized certifications and seeking roles in higher-paying sectors like inpatient coding and insurance coding audit teams may prove advantageous.
More salary data for Sebring, FL:
Frequently Asked Questions
How much do medical billing and coding specialists make in Sebring, FL in 2026?
Is Sebring, FL a good place to work as a medical billing and coding specialist?
Can medical billing and coding specialists make $100K in Sebring?
What is the cost-of-living adjusted medical billing and coding specialist salary in Sebring?
How much does a medical billing and coding specialist make per hour in Sebring?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Florida
Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $21,153 for medical billing and coding specialistsin the Sebring metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov