Medical Billing and Coding Specialist Salary in Oceanside, CA: $35,604 (2026)
Quick Answer:A full-time medical billing and coding specialist in Oceanside, CA earns a median $35,604/year (≈ $17.12/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Oceanside's price level (13% above national, BEA RPP 113.1), that paycheck buys what $31,480 would nationally. Nominal pay sits 1.5% above the California state average.
Based on BLS state-level estimates · View source
Earning potential for medical billing and coding specialists in Oceanside, CA, is projected to be robust in 2026, with a median annual salary of $35,604. This figure reflects a significant increase compared to the national median of $30,349, showcasing approximately a 17.32% advantage in local earning potential. The salary range for professionals in this field spans from $24,225 at the 10th percentile to $55,186 at the 90th percentile, indicating varied compensation based on experience, specializations, and certifications. Gaining credentials such as Certified Professional Coder (CPC), Certified Coding Specialist (CCS), or Certified Risk Adjustment Coder (CRC) can greatly enhance lifetime earnings and career opportunities, particularly in Oceanside’s evolving market.
About the Oceanside Market
Salary estimated from California average ($66,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $24,225 | $11.64 |
| Lower Range (P25) | $28,963 | $13.93 |
| Median (P50)(typical) | $35,604 | $17.12 |
| Upper Range (P75) | $45,169 | $21.71 |
| Top Earners (P90) | $55,186 | $26.53 |
Median Salary Position
17.32% above the national average
2026 Salary Percentile Distribution in Oceanside
In Oceanside, CA, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $30,961 (2026 est.). At $35,604, the local median is 17.32% above the national median of $30,349.
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At 40 hours/week in Oceanside: You'd be in the lower-middle range
How Oceanside Medical Billing and Coding Specialist Pay Compares
Oceanside median: $35,604/year (2026)
| Compared To | Median Salary | Oceanside Pays |
|---|---|---|
| California Average | $35,078 | +1.50% more |
| National Average | $30,349 | +17.32% more |
Medical Billing and Coding Specialists in Oceanside, CA earn a median of $35,604 per year (2026 est.), which is 17.32% higher than the national median of $30,349 and 1.50% above the California state average of $35,078.
Cost-of-Living Adjusted Salary
Oceanside has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Oceanside, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $35,604 is competitive, the higher cost of living reduces purchasing power to an effective $31,480 — a 11.58% reduction.
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2021 BLS Actual
$31,749
2025 BLS Actual
$34,797
2026 Current Est.
$35,604
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Oceanside (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $31,749 | Actual |
| 2022 | $32,103 | Actual |
| 2023 | $33,191 | Actual |
| 2024 | $75,763 | Actual |
| 2025 | $34,797 | Actual |
| 2026(current) | $35,604 | Estimated |
| 2027 | $36,430 | Projected |
Based on 5 years of BLS OEWS data for the Oceanside metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $31,749 (2021) to $34,797 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $36,430 by 2027 — a total increase of $4,681 (14.74%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Oceanside metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $24,225 – $28,963 |
| 3-5 years (Mid Career) | $28,963 – $35,604 |
| 5+ years (Experienced) | $35,604 – $45,169 |
| 10+ years (Top Earner) | $45,169 – $55,186 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Oceanside
With 28 medical billing and coding specialists currently employed in Oceanside, the local job market reflects a steady demand for qualified professionals. The cost-of-living index at 113.1 suggests that while salaries are competitive, they must effectively support local living expenses. Among various employers, physician group practices and hospital inpatient coding departments often offer the highest salaries, heavily influenced by the complexity and specialty of coding, such as inpatient CCS or risk adjustment CRC work. Factors like credential stacking and compliance specializations can lead to premium pay, especially as remote work standards expand. A savvy approach to maximizing earnings would involve pursuing additional credentials, focusing on productivity-based roles, and understanding local employer expectations in order to remain competitive in this promising field.
More salary data for Oceanside, CA:
Frequently Asked Questions
How much do medical billing and coding specialists make in Oceanside, CA in 2026?
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $34,797 for medical billing and coding specialistsin the Oceanside metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Oceanside is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov