Medical Billing and Coding Specialist Salary in Chico, CA: $34,118 (2026)
Quick Answer:A full-time medical billing and coding specialist in Chico, CA earns a median $34,118/year (≈ $16.40/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Chico's price level (1% above national, BEA RPP 101.2), that paycheck buys what $33,714 would nationally. Nominal pay sits 2.7% below the California state average.
Official BLS data · View source

With a median annual salary of $34,118, medical billing and coding specialists in Chico, California, enjoy competitive compensation boosted by opportunities for credential stacking such as Certified Professional Coder (CPC), Certified Coding Specialist (CCS), and Certified Risk Adjustment Coder (CRC). Each of these credentials enhances a specialist's potential lifetime earnings, particularly as the local salary range spans from $24,753 at the lower end to $55,904 for those who excel in high-demand areas. This data, derived from the official Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) surveys, indicates that demand for skilled professionals remains robust, especially as healthcare continues to evolve in complexity and technology reliance, providing a strong employment outlook in the region.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $24,753 | $11.90 |
| Lower Range (P25) | $28,242 | $13.58 |
| Median (P50)(typical) | $34,118 | $16.40 |
| Upper Range (P75) | $47,625 | $22.90 |
| Top Earners (P90) | $55,904 | $26.88 |
Median Salary Position
12.42% above the national average
2026 Salary Percentile Distribution in Chico
In Chico, CA, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $31,151 (2026 est.). At $34,118, the local median is 12.42% above the national median of $30,349.
Salary Calculator
At 40 hours/week in Chico: You'd be in the lower-middle range
How Chico Medical Billing and Coding Specialist Pay Compares
Chico median: $34,118/year (2026)
| Compared To | Median Salary | Chico Pays |
|---|---|---|
| California Average | $35,064 | -2.70% less |
| National Average | $30,349 | +12.42% more |
Medical Billing and Coding Specialists in Chico, CA earn a median of $34,118 per year (2026 est.), which is 12.42% higher than the national median of $30,349 and 2.70% below the California state average of $35,064.
Cost-of-Living Adjusted Salary
Chico has a cost of living 1.20% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Chico, CA has a cost-of-living index of 101.197 (above the national average of 100). While the nominal salary of $34,118 is competitive, the higher cost of living reduces purchasing power to an effective $33,714 — a 1.18% reduction.
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2021 BLS Actual
$46,660
2025 BLS Actual
$33,344
2026 Current Est.
$34,118
2021–2027 Growth
+-25.2%
Salary Trajectory for Medical Billing and Coding Specialists in Chico (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $46,660 | Actual |
| 2022 | $49,770 | Actual |
| 2023 | $48,050 | Actual |
| 2024 | $53,920 | Actual |
| 2025 | $33,344 | Actual |
| 2026(current) | $34,118 | Estimated |
| 2027 | $34,909 | Projected |
Based on 5 years of BLS OEWS data for the Chico metropolitan area, the median medical billing and coding specialist salary grew -28.5% from $46,660 (2021) to $33,344 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $34,909 by 2027 — a total increase of $-11,751 (-25.18%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Chico metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $24,753 – $28,242 |
| 3-5 years (Mid Career) | $28,242 – $34,118 |
| 5+ years (Experienced) | $34,118 – $47,625 |
| 10+ years (Top Earner) | $47,625 – $55,904 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Chico
In Chico, approximately 120 medical billing and coding specialists are currently employed, reflecting a healthy job market in this profession. The cost of living index of 101.197 suggests that while expenses are slightly above the national average, the local pay for medical billing and coding specialists offers reasonable purchasing power. Employers that tend to pay the highest wages include physician group practices, hospital inpatient coding departments, and third-party coding companies that often provide remote work opportunities. The wide salary range can be attributed to various factors, including specialty focus—where inpatient coding through CCS typically commands higher salaries compared to outpatient coding with a CPC credential—as well as bonuses tied to productivity. For specialists in the area, an effective strategy to maximize pay entails obtaining multiple credentials and staying current with coding trends, especially in high-growth areas like risk adjustment and HCC coding.
More salary data for Chico, CA:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $33,344 for medical billing and coding specialistsin the Chico metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov