Medical Billing and Coding Specialist Salary in Surprise, AZ: $26,991 (2026)
Quick Answer:A full-time medical billing and coding specialist in Surprise, AZ earns a median $26,991/year (≈ $12.97/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Surprise's price level (1% below national, BEA RPP 98.5), that paycheck buys what $27,402 would nationally. Nominal pay sits 0.2% below the Arizona state average.
Based on BLS state-level estimates · View source

In 2026, the income for a medical billing and coding specialist salary in Surprise, AZ, is projected to reach a median of $26,991, significantly below the national median of $30,349. Salaries within the local market show a wide range, with entry-level positions starting around $19,791, while highly experienced professionals can earn as much as $41,836 annually. These figures are sourced from estimates based on 2025 BLS data, adjusted for regional cost of living variations. Credential stacking is a key strategy for enhancing lifetime earnings. Professionals beginning with a Certified Professional Coder (CPC) credential can further advance by obtaining a Certified Coding Specialist (CCS) or a Certified Risk Adjustment Coder (CRC) certification, which opens doors to higher-paying roles within the healthcare coding landscape.
About the Surprise Market
Salary estimated from Arizona average ($52,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $19,791 | $9.52 |
| Lower Range (P25) | $23,016 | $11.06 |
| Median (P50)(typical) | $26,991 | $12.97 |
| Upper Range (P75) | $34,548 | $16.61 |
| Top Earners (P90) | $41,836 | $20.12 |
Median Salary Position
11.06% below the national average
2026 Salary Percentile Distribution in Surprise
In Surprise, AZ, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $22,045 (2026 est.). At $26,991, the local median is 11.06% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Surprise: You'd be in the lower-middle range
How Surprise Medical Billing and Coding Specialist Pay Compares
Surprise median: $26,991/year (2026)
| Compared To | Median Salary | Surprise Pays |
|---|---|---|
| Arizona Average | $27,045 | -0.20% less |
| National Average | $30,349 | -11.06% less |
Medical Billing and Coding Specialists in Surprise, AZ earn a median of $26,991 per year (2026 est.), which is 11.06% lower than the national median of $30,349 and 0.20% below the Arizona state average of $27,045.
Cost-of-Living Adjusted Salary
Surprise has a cost of living 1.50% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Surprise, AZ has a cost-of-living index of 98.5 (below the national average of 100). A medical billing and coding specialist earning $26,991 nominally has purchasing power equivalent to $27,402 in an average-cost city — an effective 1.52% boost.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2021 BLS Actual
$24,068
2025 BLS Actual
$26,379
2026 Current Est.
$26,991
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Surprise (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $24,068 | Actual |
| 2022 | $24,336 | Actual |
| 2023 | $25,162 | Actual |
| 2024 | $51,109 | Actual |
| 2025 | $26,379 | Actual |
| 2026(current) | $26,991 | Estimated |
| 2027 | $27,617 | Projected |
Based on 5 years of BLS OEWS data for the Surprise metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $24,068 (2021) to $26,379 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $27,617 by 2027 — a total increase of $3,549 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Surprise metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $19,791 – $23,016 |
| 3-5 years (Mid Career) | $23,016 – $26,991 |
| 5+ years (Experienced) | $26,991 – $34,548 |
| 10+ years (Top Earner) | $34,548 – $41,836 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Surprise
The job market in Surprise employs approximately 31 medical billing and coding specialists, reflecting a stable but modest demand in the area. With a cost-of-living index of 98.5, local salaries provide reasonable purchasing power, although they remain slightly lower than national averages. Employers such as physician group practice coding offices and hospital coding departments typically offer higher pay compared to remote third-party coding companies and consulting firms. The salary range among professionals can vary significantly, influenced by specialization—coding for inpatient settings typically pays more than outpatient coding, and credentials like CCS and CRC command additional premiums. Maximizing pay opportunities in Surprise means considering roles that emphasize audit compliance or productivity bonuses, which can elevate overall earnings through performance-based incentives. The shift toward remote work has also opened new avenues for those seeking flexibility while navigating the evolving landscape of medical coding.
More salary data for Surprise, AZ:
Frequently Asked Questions
How much do medical billing and coding specialists make in Surprise, AZ in 2026?
Is Surprise, AZ a good place to work as a medical billing and coding specialist?
Can medical billing and coding specialists make $100K in Surprise?
What is the cost-of-living adjusted medical billing and coding specialist salary in Surprise?
How much does a medical billing and coding specialist make per hour in Surprise?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Arizona
Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $26,379 for medical billing and coding specialistsin the Surprise metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Surprise is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov