Medical Billing and Coding Specialist Hourly Pay in St. Cloud, FL: $12.56 (2026)
Quick Answer:Hourly pay for a medical billing and coding specialist working in St. Cloud, FL runs $12.56 at the median for 2026 — annualizing to $26,126 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 29-2072). Weighted against St. Cloud's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $12.47 nationally would. A 24-hour part-time schedule grosses $15,681 per year.
Based on BLS state-level estimates · View source
In St. Cloud, Florida, medical billing and coding specialists can expect an hourly median pay of $12.56, which falls short of the national hourly median of $14.59. This hourly rate influences both part-time workers and those in per-diem roles, where many professionals can find flexible opportunities in remote home offices, hospital HIM departments, and consulting firm client sites. The pay typically spans entry-level wages starting at around $9.37 to seasoned professionals earning as much as $19.47 per hour. Such figures reflect the varied environments where these specialists operate, including physician offices, third-party coding companies, and ambulatory surgery centers, making it crucial for potential candidates to understand their market value in St. Cloud.
About the St. Cloud Market
Salary estimated from Florida average ($46,000) adjusted for local cost of living.
Medical Billing and Coding Specialist Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $9.37 | $74.98 |
| Lower Range (P25) | $10.80 | $86.44 |
| Median (P50) | $12.56 | $100.52 |
| Upper Range (P75) | $15.99 | $127.94 |
| Top Earners (P90) | $19.47 | $155.77 |
Estimated Annual Income by Work Schedule in St. Cloud
Based on $12.56/hr median hourly rate · 2026 est.
At $12.56/hr, a medical billing and coding specialist working full-time (40 hr/wk) in St. Cloud, FL can expect to earn approximately $26,135 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $15,078. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in St. Cloud.
Hourly Rate Calculator
Schedule Comparison in St. Cloud
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $502.60 | $2,178 | $26,135 |
| Part-Time (24 hrs) | $301.56 | $1,307 | $15,681 |
| Per Diem (16 hrs) | $201.04 | $871 | $10,454 |
Compare MBS Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Medical Billing and Coding Specialist (St. Cloud) | $12.56 |
| Medical Assistant (National Avg) | $20.77 |
| Medical Secretary (National Avg) | $20.19 |
| Medical Lab Technician (National Avg) | $28.18 |
| Billing and Posting Clerk (National Avg) | $21.86 |
Medical Billing and Coding Specialists in St. Cloud, FL earn a median of $26,126 per year (2026 est.), which is 13.91% lower than the national median of $30,349 and 2.30% below the Florida state average of $26,741.
Medical Billing and Coding Specialist Hourly Pay vs. Cost of Living
Working 24h/week at $12.56/hr = $15,681/year (purchasing power: $15,557).
Working 40h/week (full-time) = $26,135/year (purchasing power: $25,928).
CoL index: 100.8 (100 = national average).
2021 BLS Actual
$11.20/hr
2025 BLS Actual
$12.28/hr
2026 Current Est.
$12.56/hr
2021–2027 Growth
+14.7%
Hourly Rate Trajectory for Medical Billing and Coding Specialists in St. Cloud (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2021 | $11.20/hr | Actual |
| 2022 | $11.33/hr | Actual |
| 2023 | $11.71/hr | Actual |
| 2024 | $21.79/hr | Actual |
| 2025 | $12.28/hr | Actual |
| 2026(current) | $12.56/hr | Estimated |
| 2027 | $12.86/hr | Projected |
Based on 5 years of BLS OEWS metropolitan area data, the median hourly rate for medical billing and coding specialists in St. Cloud grew 9.6% from $11.20/hr (2021) to $12.28/hr (2025). At a 2.32% projected growth rate, hourly pay is expected to reach $12.86/hr by 2027. Part-time and per-diem medical billing and coding specialists can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the St. Cloud metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Medical Billing and Coding Specialist in St. Cloud
When considering part-time options, a medical billing and coding specialist working three days per week, totaling 24 hours, would earn approximately $15,201 annually, significantly less than a full-time worker. Per diem or agency professionals flourish in this sector, often billing between $25 and $42 per hour, with more specialized roles such as CCS inpatient coders commanding rates as high as $55 per hour. In St. Cloud, hourly rates can differ based on employer type; for example, coding departments in large hospitals may offer pay scales that attract candidates willing to forgo higher hourly wages in return for comprehensive health benefits. As professionals negotiate their contracts, understanding the nuances of employer expectations and local market demands becomes vital. Navigating negotiations around hourly work can lead to better compensation or added benefits, especially as demand for risk adjustment and HCC coding continues to grow.
More salary data for St. Cloud, FL:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for medical billing and coding specialists in St. Cloud. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for St. Cloud is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov