Medical Billing Salary

Entry-Level Medical Billing and Coding Specialist Salary in Rock Island, IL: $19,279 (2026)

Quick Answer:New medical billing and coding specialists entering the Rock Island, IL job market in 2026 can expect a starting salary around $19,279 (BLS 10th-percentile benchmark for SOC 29-2072, projected from 2025 OEWS data). Stripping out Rock Island's local price level (BEA RPP 97.13% below national), a first-year paycheck buys what $19,855 would in average-cost America. Most reach the city median ($27,091) within a few years of clinical practice.

$19,279
Starting Salary
$9.27/hr
Starting Hourly
$19,279
Entry Level
$27,091
Career Median Target

Based on BLS state-level estimates · View source

Medical Billing and Coding Specialist Entry Level Salary in Rock Island, IL — 2026 est., based on 2025 BLS
Rock Island, IL medical billing and coding specialist entry level salary overview (2026 est., based on 2025 BLS)

In 2026, new graduates beginning their careers as medical billing and coding specialists in Rock Island, Illinois, can expect an entry level medical billing and coding specialist salary Rock Island of around $19,279. This figure is notably below the city's median annual salary of $27,091, which indicates a significant gap that entry-level professionals must navigate in their early years. With initial pay typically starting at this lower bound, new graduates can anticipate modest growth as they gain experience, potentially earning around $24,152 after a few years before approaching the median salary. Considering the steady growth trajectory of approximately 2.32% annually, Rock Island presents a reasonable market for fresh graduates looking to begin their careers in medical billing and coding, especially with the field's increasing reliance on remote work options.

About the Rock Island Market

Salary estimated from Illinois average ($50,000) adjusted for local cost of living.

Career Earnings Timeline in Rock Island

Year 0-2

New Graduate

$19,279/yr
Year 2-5

Early Career

$24,152/yr
Year 5-10

Mid Career

$27,091/yr
Year 10+

Experienced

$33,453/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Rock Island

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Rock Island. The median salary is $27,091, compared to the national median of $30,349.$17.4K$23.7K$30.1K$36.4K$42.8K$19.3K10th Pctl$24.2K25th Pctl$27.1KMedian$33.5K75th Pctl$40.8K90th PctlUS Median$30.3K

Entry-level medical billing and coding specialists in Rock Island, IL typically start between $19,279 and $24,152 per year (2026 est.). The full salary range spans $21,489 from the 10th to 90th percentile, with the local median at $27,09110.74% below the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Rock Island metro area.

Return on Investment

$5,000
Avg IL Program Cost
$19,279
Starting Salary
25.93%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average medical billing and coding program cost in Illinois of $5,000 represents just 25.93% of the starting medical billing and coding specialist pay ($19,279/year) in Rock Island. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates based on AHIMA/CAHIIM-accredited coding and health information certificate programs plus AAPC-approved training courses. Certificates at community colleges and online training programs are the most affordable; associate degree programs cost more but broaden career options. Exam fees (CCA, CCS, CPC) are typically $299-$499 and are separate from tuition.

MBS Salary Negotiation Tips for New Graduates in Rock Island

  • 1Research the Rock Island market: entry-level medical billing and coding specialist pay ranges from $19,279 to $24,152, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the medical billing and coding field — employers in IL often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Rock Island, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Rock Island for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Rock Island's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Medical Billing and Coding Specialist Compensation Range

The medical billing and coding specialist wage spread in Rock Island is $21,489 ( 111.46%) between entry-level and top earners. Starting at $19,279, experienced hygienists can earn up to $40,768.

Represents the current salary spread across experience levels, not projected career growth rate.

2021 BLS Actual

$14,987

2025 BLS Actual

$18,842

2026 Current Est.

$19,279

2021–2027 Growth

+31.6%

Salary Trajectory for Medical Billing and Coding Specialists in Rock Island (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Rock Island. Baseline $14,987 in 2025, projected to $19,726 by 2027.$11.4K$17.7K$24.0K$30.3K$36.6K20212022202320242025202620272025 BLS$15.0K$16.1K$17.9K$33.0K$18.8K$19.3K$19.7K
YearAnnual SalaryStatus
2021$14,987Actual
2022$16,148Actual
2023$17,864Actual
2024$33,022Actual
2025$18,842Actual
2026(current)$19,279Estimated
2027$19,726Projected

Entry-level medical billing and coding specialist compensation (10th percentile) in Rock Island, IL grew 25.7% over 5 years based on actual BLS metropolitan area surveys, rising from $14,987 in 2021 to $18,842 in 2025. By 2027, starting salaries are projected to reach $19,726. New graduates entering the Rock Island job market can expect continued year-over-year gains.

Note: Historical values (20212025) are actual BLS OEWS figures for the Rock Island metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your medical billing and coding Career in Rock Island

Employers in Rock Island are actively seeking new talent in the medical coding sector, with third-party coding companies and payer coding audit teams often hiring entry-level coders, especially those with a CPC-A (apprentice) certification. Local physician group practices and outpatient ambulatory surgical centers (ASCs) may also offer entry-level positions to new graduates. To increase starting medical billing and coding specialist pay IL, aspiring coders should consider obtaining certifications from accredited bodies like AAPC and AHIMA. By pursuing credentials such as the CPC for outpatient coding or the CCS for inpatient coding, new coders can enhance their career prospects significantly. The demand for skills in risk adjustment coding and proficiency with ICD-10-CM updates creates additional opportunities for career advancement. In the first three years, consistent professional development and networking within the industry can lead to realistic salary growth as roles evolve from apprentice positions toward median salary ranges.

Frequently Asked Questions

What is the starting salary for medical billing and coding specialists in Rock Island in 2026?

Entry-level medical billing and coding specialists in Rock Island start at approximately $19,279/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $9.27/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do medical billing and coding specialist salaries grow in Rock Island?

Most medical billing and coding specialists in Rock Island progress from the entry-level salary of $19,279 to the area median of $27,091 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $40,768 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is medical billing and coding school worth it in Rock Island?

With a starting salary of $19,279/year in Rock Island and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new medical billing and coding specialists recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new medical billing and coding specialists make right out of school in Rock Island?

New medical billing and coding graduates in Rock Island typically start near the 10th percentile at $19,279/year, or approximately $9.27/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a medical billing and coding specialist in Illinois?

To become a licensed medical billing and coding specialist in Illinois, you typically need postsecondary certificate or associate degree in medical billing and coding from an accredited program, plus optional professional certification, then pass the required national and state licensing examinations. Most states, including Illinois, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some medical billing and coding specialists pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Illinois

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new medical billing and coding graduates. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Rock Island. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for Rock Island is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

Last verified: