Medical Billing Salary

St. Charles vs St. Louis: Medical Billing and Coding Specialist Salary (2026)

Compare medical billing and coding specialist salaries between St. Charles, MO and St. Louis, MO. All figures are 2026 estimates projected from BLS 2025 data.

St. Charles, MO
$29,951
$14.40/hr
St. Louis, MO
$30,421
$14.62/hr

Side-by-Side Comparison

MetricSt. Charles, MOSt. Louis, MO
Median Salary$29,951$30,421
Hourly Rate$14.40$14.62
Entry Level (P10)$21,607$23,531
25th Percentile$25,199$27,346
75th Percentile$37,594$37,898
Top Earner (P90)$46,425$46,290
Total Employed161,410
Side-by-side bar chart comparing St. Charles ($29,951) and St. Louis ($30,421) medical billing and coding specialist salaries.St. CharlesSt. LouisMedian Salary$29,951$30,421Entry Level (P10)$21,607$23,531Top Earner (P90)$46,425$46,290US Median $30,349

Verdict

St. Louis, MO offers better overall compensation for medical billing and coding specialists, winning 3 out of 4 metrics compared to St. Charles.

The salary gap between St. Charles and St. Louis is $470 (1.57%). St. Louis's median is +0.24% compared to the US national median of $30,349.

Salary Range Comparison

The full salary range (10th to 90th percentile) in St. Charles spans $24,818,St. Louis spans $22,759. St. Charles has a wider pay range, meaning more potential for high earners but also more variation.

St. Charles
P10 (Entry)$21,607
P25$25,199
Median$29,951
P75$37,594
P90 (Top)$46,425
St. Louis
P10 (Entry)$23,531
P25$27,346
Median$30,421
P75$37,898
P90 (Top)$46,290

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, St. Charles ($33,427 effective) pays 4.49% more than St. Louis ($31,992 effective).

St. Charles
Nominal: $29,951
CoL Index: 89.6
Adjusted: $33,427
St. Louis
Nominal: $30,421
CoL Index: 95.088
Adjusted: $31,992

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose St. Charles if…

  • Better top-earner potential ($46,425)
  • Better purchasing power (CoL-adjusted: $33,427)
  • You prefer the Missouri area and lifestyle

Choose St. Louis if…

  • Higher median salary ($30,421/year)
  • Larger job market (1,410 employed)
  • You prefer the Missouri area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, medical billing and coding specialist salaries in St. Charles grew -29.8% from 2024 to 2025, compared to -36.3% growth in St. Louis over the same period.

St. Charles, MO

+-29.8%

$41,677 (2024) → $29,272 (2025)

St. Louis, MO

+-36.3%

$46,690 (2021) → $29,731 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays medical billing and coding specialists more: St. Charles or St. Louis?

St. Louis has a higher median medical billing and coding specialist salary at $30,421/year, compared to St. Charles at $29,951/year — a difference of $470 (1.57%).

What is the hourly rate difference between St. Charles and St. Louis?

St. Charles medical billing and coding specialists earn $14.40/hr while St. Louis hygienists earn $14.62/hr (2026 est.).

Should I relocate from St. Charles to St. Louis as a medical billing and coding specialist?

Consider more than just salary when comparing St. Charles and St. Louis. Factor in cost of living (CoL-adjusted: St. Charles = $33,427, St. Louis = $31,992), job availability (16 vs 1,410 employed), commute, and career growth potential.

What do entry-level medical billing and coding specialists earn in St. Charles vs St. Louis?

Entry-level (10th percentile) medical billing and coding specialists earn $21,607 in St. Charles and $23,531 in St. Louis. The St. Louis area offers higher starting salaries.

Related Comparisons

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 2.32% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov