Medical Billing Salary

Carlsbad vs Santa Fe: Medical Billing and Coding Specialist Salary (2026)

Compare medical billing and coding specialist salaries between Carlsbad, NM and Santa Fe, NM. All figures are 2026 estimates projected from BLS 2025 data.

Carlsbad, NM
$15,755
$7.57/hr
Santa Fe, NM
$36,960
$17.77/hr

Side-by-Side Comparison

MetricCarlsbad, NMSanta Fe, NM
Median Salary$15,755$36,960
Hourly Rate$7.57$17.77
Entry Level (P10)$11,809$22,694
25th Percentile$13,576$27,405
75th Percentile$19,567$45,376
Top Earner (P90)$23,971$59,672
Total Employed790
Side-by-side bar chart comparing Carlsbad ($15,755) and Santa Fe ($36,960) medical billing and coding specialist salaries.CarlsbadSanta FeMedian Salary$15,755$36,960Entry Level (P10)$11,809$22,694Top Earner (P90)$23,971$59,672US Median $30,349

Verdict

Santa Fe, NM offers better overall compensation for medical billing and coding specialists, winning 4 out of 4 metrics compared to Carlsbad.

The salary gap between Carlsbad and Santa Fe is $21,205 (134.59%). Santa Fe's median is +21.78% compared to the US national median of $30,349.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Carlsbad spans $12,162,Santa Fe spans $36,978. Santa Fe has a wider pay range, suggesting more variation in pay between entry-level and experienced medical billing and coding specialists.

Carlsbad
P10 (Entry)$11,809
P25$13,576
Median$15,755
P75$19,567
P90 (Top)$23,971
Santa Fe
P10 (Entry)$22,694
P25$27,405
Median$36,960
P75$45,376
P90 (Top)$59,672

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Santa Fe ($37,421 effective) pays 124.22% more than Carlsbad ($16,690 effective).

Carlsbad
Nominal: $15,755
CoL Index: 94.4
Adjusted: $16,690
Santa Fe
Nominal: $36,960
CoL Index: 98.767
Adjusted: $37,421

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Carlsbad if…

  • You prefer the New Mexico area and lifestyle

Choose Santa Fe if…

  • Higher median salary ($36,960/year)
  • Better top-earner potential ($59,672)
  • Larger job market (90 employed)
  • Better purchasing power (CoL-adjusted: $37,421)
  • You prefer the New Mexico area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, medical billing and coding specialist salaries in Carlsbad grew -62.6% from 2024 to 2025, compared to -22.6% growth in Santa Fe over the same period.

Carlsbad, NM

+-62.6%

$41,173 (2024) → $15,398 (2025)

Santa Fe, NM

+-22.6%

$46,660 (2021) → $36,122 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays medical billing and coding specialists more: Carlsbad or Santa Fe?

Santa Fe has a higher median medical billing and coding specialist salary at $36,960/year, compared to Carlsbad at $15,755/year — a difference of $21,205 (134.59%).

What is the hourly rate difference between Carlsbad and Santa Fe?

Carlsbad medical billing and coding specialists earn $7.57/hr while Santa Fe hygienists earn $17.77/hr (2026 est.).

Should I relocate from Carlsbad to Santa Fe as a medical billing and coding specialist?

Consider more than just salary when comparing Carlsbad and Santa Fe. Factor in cost of living (CoL-adjusted: Carlsbad = $16,690, Santa Fe = $37,421), job availability (7 vs 90 employed), commute, and career growth potential.

What do entry-level medical billing and coding specialists earn in Carlsbad vs Santa Fe?

Entry-level (10th percentile) medical billing and coding specialists earn $11,809 in Carlsbad and $22,694 in Santa Fe. The Santa Fe area offers higher starting salaries.
AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 2.32% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov